Competitive rates across every product — deposits, mortgages, loans, and credit cards. All rates are for qualified applicants and subject to credit approval.
5.05%
High-Yield Savings APY
No minimum balance · FDIC
6.87%
30-Year Fixed Mortgage
90-day rate lock · Pre-approved in 3 min
5.25%
1-Year CD APY
$1,000 min · Guaranteed rate
5.99%
Auto Loan from
Up to 84 months · No prepay
All deposit accounts are FDIC insured up to $250,000 per depositor, per account category.
High-Yield Savings
5.05%
Annual Percentage Yield
FDIC insured · Compounds daily · No minimum
Apply Now3-Month CD
3 months · Min $1,000
4.85%
APY
6-Month CD
6 months · Min $1,000
5.10%
APY
1-Year CD
12 months · Min $1,000
5.25%
APY
2-Year CD
24 months · Min $1,000
5.05%
APY
3-Year CD
36 months · Min $1,000
4.90%
APY
5-Year CD
60 months · Min $1,000
4.75%
APY
Premier Checking
No Fees0.01%
$0
N/A
No monthly fee · Unlimited transactions
Money Market Account
Flexible4.75%
$1,000
N/A
Check writing included · FDIC insured
Use our free calculators to compare 30-yr vs 15-yr mortgages, auto payments, or CD earnings — no login required.
Important Rate Disclosures
All rates and Annual Percentage Yields (APYs) are accurate as of the date shown and subject to change without notice. APY assumes interest remains on deposit for a full year. Fees may reduce earnings. CD rates apply to initial term only and may change at renewal. Mortgage APRs assume a purchase of a primary residence with a 20% down payment, a credit score of 740 or higher, and an owner-occupied single-family home. Rates are for illustrative purposes only; your rate will be based on creditworthiness, loan-to-value, term, and other factors. Loan approval is not guaranteed. All deposit accounts are FDIC insured up to $250,000 per depositor, per account category. Investment products are NOT FDIC insured, NOT bank-guaranteed, and MAY LOSE VALUE. Evertrust Federal Bank is a federally chartered institution. Member FDIC. Equal Housing Lender. ©️ 2026 Evertrust Federal Bank. All rights reserved.