Every digital feature you see below is included with your Evertrust account from day one — no tiers, no upgrades, no surprises.
24
Digital Features
All included, no upgrades
4.9★
App Store Rating
iOS & Google Play
55K+
Free ATMs
Nationwide network
24/7
Live Support
Phone, chat & in-app
$0
Monthly Fees
On all core services
99.99%
Uptime SLA
99th percentile availability
Zelle® & FedNow®
Instant, fee-free transfers 24/7/365.
ACH Transfers
Free same-day and next-day ACH.
International Wires
Send to 140+ countries, live FX rates.
Online Bill Pay
Pay any US biller, recurring or one-time.
QR Code Payments
Contactless and instant at any terminal.
Early Direct Deposit
Get paid up to 2 days early.
Card Lock & Controls
Freeze or unfreeze your card instantly.
Biometric Authentication
Face ID and fingerprint — no passwords.
Zero-Liability Fraud
100% protection on all unauthorized charges.
Real-Time Alerts
Every transaction, every device, instantly.
Virtual Card Numbers
Unique card numbers per merchant.
Mobile Check Deposit
Snap and deposit — funds in minutes.
Savings Goals
Visual goal tracking with auto-contributions.
Round-Up Savings
Invest your spare change automatically.
Scheduled Transfers
Automate your savings, daily to monthly.
Interest Optimizer
Maximize APY across your accounts.
Paycheck Splitter
Route income automatically to any account.
Subscription Tracker
See every recurring charge at a glance.
Spending Analytics
AI-categorized spending by merchant & category.
Budget Builder
Set budgets, get real-time alerts.
Net Worth Tracker
All accounts, all institutions, one dashboard.
Cash Flow Forecast
Know what's coming before it hits.
Account Aggregation
Link 12,000+ external institutions.
Transaction History
7 years of searchable history, exportable.
Unlike other banks that charge for premium features, every Evertrust account includes the full suite from day one.
Total Balance
$24,819.50
↑ $1,241 this month
Quick Actions
Recent Activity
Whole Foods Market
Today, 2:14 PM
-$84.32
Direct Deposit
Today, 9:00 AM
+$3,200.00
Netflix
Yesterday
-$15.99
✓ Deposit Received
$3,200 — 2 days early
⚡ Zelle Sent
$250 · Instant
Real humans, 24/7. Average response time under 45 seconds.
Phone Support
24/7 live agents
1-800-EVERTRUST
Live Chat
Average wait: < 45 seconds
In-app & web chat
Secure Messaging
Response within 2 hours
Encrypted in-app messaging
Mobile App
iOS & Android · 4.9★
Full banking, anytime
"The app is insanely good. Mobile deposit hits instantly and the UI is the cleanest I've ever used for banking."
— Marcus T., Chicago
"Switched from Chase 6 months ago. The savings rate alone paid for a vacation. Support answered in 30 seconds."
— Priya K., Austin
"FedNow transfers are magical. Send money at 11 PM on a Sunday and it arrives instantly. No other bank does this."
— Jordan R., Miami
Open a free Evertrust account and unlock every feature on this page — today.
Evertrust Federal Bank. Member FDIC. All features described are available on iOS 16+ and Android 10+. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. FedNow® is a registered service mark of the Federal Reserve Banks. Early direct deposit availability depends on employer payroll submission timing. Features subject to change. Terms and conditions apply.