E

EVERTRUST

Federal Bank

HomePersonal Banking
Personal Banking Products

Every Account You Need
to Bank Smarter.

From no-fee checking to 5.05% APY savings — explore all personal banking products in one place. Open any account in under 5 minutes, 100% online.

FDIC Insured

Up to $250,000

256-bit SSL

Bank-grade encryption

4.9★ App Rating

App Store & Google Play

SOC 2 Type II

Annual security audit

Most Popular
$0Monthly Fee

Premier Checking

A full-featured checking account with no strings attached — unlimited transactions, real-time alerts, and built-in Zelle.

  • No monthly fees, ever
  • Unlimited debit transactions
  • Zelle® & FedNow® included
  • Overdraft protection available
  • 55,000+ free ATMs nationwide
  • Real-time transaction alerts
Best Rate
5.05%APY

High-Yield Savings

Earn 10× the national average with daily compounding interest, no minimum balance, and FDIC insurance up to $250K.

  • 5.05% APY — daily compounding
  • No minimum balance required
  • FDIC insured to $250,000
  • Instant transfers to checking
  • Automatic round-up deposits
  • No withdrawal limits
Flexible
4.75%APY

Money Market Account

The best of both worlds — high-yield savings rates with check-writing privileges and FDIC protection.

  • 4.75% APY — tiered rates
  • Check-writing included
  • Debit card access
  • FDIC insured
  • No minimum to open
  • Unlimited ACH transfers
Guaranteed
5.30%APY

Certificates of Deposit

Lock in a guaranteed rate from 3 months to 5 years. Your return is fixed from day one — market-proof.

  • Up to 5.30% APY guaranteed
  • Terms: 3 mo, 6 mo, 1–5 yr
  • $1,000 minimum deposit
  • FDIC insured to $250,000
  • Auto-renew or cash out
  • Laddering strategies available
How We Compare

Evertrust vs. The Competition

See why over 2 million customers chose us over traditional banks.

Feature
Evertrust ✦
Big Bank
Online Bank
Monthly Fees
None, ever
$12–$25/mo
None
Savings APY
5.05%
0.01%
4.50%
ATM Network
55,000+ free
~16,000 in-network
Reimbursed up to $15
Zelle® / FedNow®
Both included
Zelle only
Neither
FDIC Insurance
Up to $250,000
Up to $250,000
Up to $250,000
Customer Support
24/7 live agents
Limited hours
Chat & email only
Mobile Deposit
Instant available
1–2 business days
Next day
Loan Products
Full suite
Full suite
Limited
Open in 5 Minutes

Ready to Make the Switch?

Open any Evertrust account in minutes — no branch visit, no paperwork, no fees.

APY = Annual Percentage Yield. Rates subject to change without notice. FDIC insured up to $250,000 per depositor per account category. Loan approval subject to credit review. All rates shown for illustrative purposes for qualified applicants. Terms and conditions apply.