Business Banking
Banking That Works as Hard as You Do
From startup checking to multi-million dollar financing, Evertrust Federal Bank gives your business the tools to grow with confidence.
48 Hours
Loan Decision
4.85%
Business Savings APY
$5M
Max Loan Amount
Up to $250K
FDIC Insured
Business Banking Services
Business Checking
No monthly fees, unlimited ACH transfers, and same-day deposits. Built for businesses of every size.
Business Savings
Earn 4.85% APY on your business reserves. FDIC insured, no minimum balance required.
Business Loans
$25K–$5M in financing with a 48-hour decision. Flexible terms for equipment, expansion, and operations.
SBA 7(a) & 504 Loans
Government-backed loans with longer terms and lower rates. Ideal for real estate, equipment, and working capital.
Merchant Services
Accept payments anywhere with next-day deposits. Competitive processing rates at 2.6% + 10¢ per transaction.
Payroll Services
Automated payroll, tax filing, and W-2 generation. Pay your team on time, every time — without the headache.
Treasury Management
Sweep accounts, lockbox, and ACH origination tools to maximize cash flow and minimize idle funds.
Equipment Financing
Finance up to $2M in business equipment with same-day approval and flexible repayment schedules.
Open in 10 Minutes
Apply Online
Complete a 10-minute application — no branch visit needed.
Get a Decision
Receive your approval within 48 hours from our business banking team.
Start Banking
Fund your account and access all tools from day one.
FDIC Insured · Member FDIC · Equal Housing Lender